Health insurance
ACA-compliant major medical, short-term bridge plans, fixed-benefit and guaranteed-issue options for individuals, families and the self-employed.
Major medical
Short term
Fixed benefit
Guaranteed issue
Explore health plans
Independent agency · Real people on the phone
Insurance that fits the life you're actually living.
Health, Medicare, life, dental and supplemental coverage from A-rated national carriers — lined up side by side, explained in plain English, and matched to your budget. Most quotes come back within one business day.
Free to compare
No call-centre runaround
Licensed in 40+ states
Coverage snapshot
Example
Family of four · self-employed
Coverage type
ACA major medical
Carriers compared
7 plans, 3 carriers
Add-ons matched
Dental + accident
Turnaround
1 business day
Illustration only. Your options depend on your state, household, budget and eligibility — we build the comparison around them.
Build my comparison
Same-day replies. Quotes usually inside one business day.
40+
States we're licensed in
1 day
Typical quote turnaround
$0
Cost to compare your options
12+
Coverage types under one roof
What we cover
Five ways we protect the people you're responsible for
Insurance is not a one-size-fits-all purchase. We start with what you need covered, then bring you the plans that actually match — not whatever pays us best.
Medicare & senior
Turning 65 or already enrolled? We walk through Supplement, Advantage and Part D side by side so the gaps in Original Medicare stop being a surprise.
Medicare Supplement
Advantage
Part D
Hospital indemnity
Explore Medicare
Life & final expense
Term, whole, universal and indexed universal life, plus simplified-issue and burial coverage — sized to what your family would actually need, not a round number.
Term life
Whole life
IUL
Final expense
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Supplemental & dental
The coverage that pays when major medical doesn't — critical illness, accident and hospital cash benefits, alongside standalone dental and vision.
Critical illness
Accident
Dental
Vision
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Group & employer benefits
Benefits packages for small teams and large groups, including group Medicare — designed so your people understand what they've got and you can still afford it.
Small group
Large group
Group Medicare
Voluntary benefits
Explore group benefits
Not sure where to start?
Most people arrive knowing something is wrong with their coverage but not what. Tell us what's happening and we'll tell you which of the above actually applies.
15-minute call
No obligation
Plain language
Talk it through with us
How it works
Three steps, no pressure, no jargon
You should never feel rushed into a policy you don't understand. Here's exactly what working with us looks like.
01
Tell us what's going on
A short call or a form. Your household, your doctors, your budget, whether anyone has a condition that needs to keep being covered. That's it — no medical exam to talk to us.
02
We shop the market for you
We're independent, so we compare plans across multiple A-rated carriers instead of selling one company's shelf. You get a short list with the trade-offs spelled out in writing.
03
You choose. We handle the rest
Enrolment, paperwork, effective dates, ID cards. And when something changes next year — a move, a new job, a birthday that matters — you call the same person, not a queue.
Why Iggy
An agency that explains things before it sells things
Iggy Insurance is an independent agency and an authorised representative of Healthcare Solutions Team. That combination matters: national carrier access and underwriting muscle, delivered by one licensed agent who picks up the phone when you call.
- Independent — we're paid the same whichever carrier you pick
- Every quote comes with the exclusions written out, not buried
- One agent from first call through renewal — no handoffs
- Individual, family, small business and large group, all in-house
Same day
We answer correspondence the day it lands, and quotes usually follow within one business day.
40+
States where we're licensed to write coverage, so a move doesn't mean starting over.
A-rated
We place business with financially strong national carriers, not whoever is cheapest this month.
$0
What our advice costs you. Carriers pay the commission; your premium is the same either way.
Who we help
Different situations, same starting question
"What am I actually covered for?" Here's where most of our clients are when they call.
Individuals & families
Between jobs, off a parent's plan, or paying too much on the marketplace. We look at the whole household, not just the cheapest premium.
Self-employed & 1099
No employer plan to fall back on. We build coverage that survives an uneven income year without leaving a hole you can't afford.
Turning 65
Your enrolment window is real and the mail is relentless. We cut it down to the two or three choices that fit your doctors and your prescriptions.
Employers
From five employees to five hundred. Benefits your team will actually use, with an enrolment process that doesn't eat your month.
Common questions
The things people ask us first
Does it cost anything to get a quote?
No. Comparing options and talking to a licensed agent is free, and your premium is set by the carrier — it doesn't go up because you came through us.
How fast will I hear back?
We answer correspondence the same day, and most quotes are in your inbox within one business day. If something takes longer because of underwriting, we tell you why.
I have a pre-existing condition. Now what?
It changes which products make sense, not whether you can be covered. ACA-compliant and guaranteed-issue plans don't decline you for health history; we'll show you where you stand.
Are you a call centre?
No. You get a named licensed agent who stays with you through enrolment and renewal, so you're not re-explaining your situation every time you call.
Can you help outside open enrolment?
Often, yes. A move, a job change, marriage, a new baby or losing employer coverage can open a special enrolment period — and short-term and supplemental products aren't tied to the calendar.
Do you handle Medicare and business benefits too?
Both. Medicare Supplement, Advantage and Part D for individuals, plus small-group, large-group and group Medicare packages for employers.
Free · No obligation · Licensed agents
Find out what you should actually be paying.
Send us the basics and we'll come back with real plans, real numbers and the trade-offs written out. If your current coverage is already the best fit, we'll tell you that too.
Iggy Insurance is an independent licensed agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program.